Public schools cost about $25,000-$35,000/year, private schools $40,000-$80,000/year, including tuition, accommodation, living expenses, and insurance. Costs are higher in major cities.

Public school tuition is $14,000-$18,000/year, while private schools range from $22,000-$70,000/year. Private schools include additional fees for extracurriculars and facilities but offer more personalized education.

Homestay ($900-$1,600/month) is generally more cost-effective than dormitories ($1,200-$2,800/month) and often includes meals. Dorms are convenient for campus life. Choose based on your needs.

City size and personal spending habits are key factors. Major cities like Toronto and Vancouver have higher costs. Food is the largest expense; cooking at home can save over 50%.

Hidden costs include textbooks ($600-$1,200/year), extracurricular fees, uniforms (private schools), exam fees, and summer courses. Reserve 10-15% of your budget for these.

Health insurance is mandatory, costing $700-$1,400/year. Some provinces offer free or low-cost plans for students. Comprehensive plans including dental and vision are recommended.

Guardianship costs $1,800-$4,500/year, covering legal guardianship, emergency contact, school communication, and regular reports. It’s mandatory for students under 18 per visa requirements.

Private schools offer merit-based scholarships requiring strong academics, recommendation letters, and personal statements. Apply to multiple schools to increase chances. Public school scholarships are limited.

Exchange rate fluctuations can impact costs by 5-15%. Lock in rates early or transfer in batches. A Canadian bank account in local currency minimizes exchange rate effects.

Payment options include bank transfers, credit cards, money orders, and online platforms. Tuition can often be paid in installments, while accommodation is typically monthly. Choose low-fee methods and monitor exchange rates.