How to Apply for a Canadian Study Permit

Follow this detailed guide to apply for a Canadian study permit in 2025, with expert tips to avoid common mistakes and improve your approval chances.

Study Permit Application Timeline

Estimated duration for each step (based on 2025 data)

Step 1

Get Accepted to a Designated Learning Institution (DLI)

Secure admission to a government-approved DLI, such as a university, college, or vocational school. The Letter of Acceptance (LOA) is mandatory for your study permit application.

  • Check the IRCC DLI list to confirm your institution’s eligibility.
  • Choose a program aligned with your career goals to strengthen your study plan.
  • Ensure the LOA includes program details, start/end dates, and DLI number.
  • Contact the institution for conditional LOAs if you’re awaiting final grades.

Common Pitfall

Applying to non-DLI institutions or missing LOA details (e.g., DLI number) can lead to application rejection.

Step 2

Check Eligibility for a Study Permit

Verify you meet IRCC’s eligibility criteria, including financial stability, intent to leave Canada after studies, and admissibility (no criminal or health risks).

  • Prove financial support: CAD $20,635 for living expenses (outside Quebec) plus tuition fees for one year.
  • Submit a study plan outlining your academic goals and ties to your home country (e.g., family, job prospects).
  • Obtain a police certificate from your home country if required (check IRCC’s country-specific guidelines).
  • Undergo a medical exam if studying for over 6 months or from certain countries.

Common Pitfall

Weak study plans or insufficient proof of ties to your home country can lead to refusals, as IRCC assesses intent to leave.

Step 3

Gather Required Documents

Compile a complete document package, including your LOA, passport, financial proof, and additional materials based on your circumstances.

  • Valid passport with at least 6 months validity beyond your planned stay.
  • Two passport-sized photos meeting IRCC specifications (35mm x 45mm).
  • Financial proof: Bank statements, scholarship letters, or a Guaranteed Investment Certificate (GIC) for SDS applicants.
  • Medical exam results from an IRCC-approved panel physician (if applicable).
  • Optional: Letters of explanation, academic transcripts, or proof of language proficiency (e.g., IELTS for SDS).

Common Pitfall

Incomplete or outdated documents (e.g., expired passport, missing missing LOA details) can delay or derail your application.

Step 4

Apply Online or on Paper

Submit your application through the IRCC online portal (preferred) or via paper at a Visa Application Centre (VAC) in your country.

  • Create an IRCC account at IRCC’s website.
  • Complete the IMM 1294 form accurately, double-checking all details.
  • Pay the application fee (CAD $150) and biometrics fee (CAD $85) as of 2025.
  • Include a detailed study plan emphasizing your academic goals and post-study plans.
  • For SDS applicants, ensure IELTS (6.0 per band) or TEF scores are submitted.

Common Pitfall

Inconsistent information (e.g., mismatched names or program details) can lead to refusals. Use IRCC’s document checklist.

Step 5

Provide Biometrics and Attend an Interview (if Required)

Submit biometrics at a VAC and attend an interview if IRCC requests further clarification.

  • Book biometrics within 30 days of receiving the Biometrics Instruction Letter (find VACs at IRCC’s VAC list).
  • Bring your passport and Biometrics Instruction Letter to the appointment.
  • Prepare for interviews by reviewing your study plan, financial documents, and ties to your home country.
  • Check if biometrics are reusable if you’ve submitted them within the last 10 years.

Common Pitfall

Missing the biometrics deadline or unpreparedness for interviews can delay or jeopardize your application.

Step 6

Wait for Processing and Receive Your Study Permit

Monitor your application status and receive your study permit upon approval, either at the Canadian border or via mail for paper applications.

  • Track your application status via your IRCC account or VAC.
  • Processing times: 8–12 weeks for regular applications, 2–4 weeks for SDS (check IRCC’s processing times tool).
  • Upon approval, receive a Port of Entry (POE) Letter of Introduction (not the permit itself).
  • Present the POE letter, LOA, and financial proof at the Canadian border to receive your study permit.

Common Pitfall

Failing to carry required documents (e.g., POE letter) at the border can result in entry denial.

Student Direct Stream (SDS): Fast-Track Option

The SDS program offers faster processing for eligible applicants from specific countries. Learn if you qualify and how to apply.

What is the SDS?

The Student Direct Stream (SDS) is a streamlined study permit program for residents of 14 countries (e.g., India, China, Philippines). It offers processing times of 2–4 weeks, compared to 8–12 weeks for regular applications.

  • Eligible countries: Antigua and Barbuda, Brazil, China, Colombia, Costa Rica, India, Morocco, Pakistan, Peru, Philippines, Senegal, St. Vincent and the Grenadines, Trinidad and Tobago, Vietnam.
  • Requirements: GIC of CAD $20,635, upfront medical exam, IELTS (6.0 per band) or TEF equivalent, and full tuition payment for the first year.
  • Apply only online through the IRCC portal.
  • Ensure your DLI is SDS-eligible (most are, but confirm via IRCC).

Key Consideration

SDS applications require stricter upfront documentation. Missing any requirement (e.g., GIC confirmation) will revert your application to the regular stream.

Post-Graduation Work Permit (PGWP) Eligibility

A PGWP allows you to work in Canada after completing your studies, paving the way for permanent residency. Understand eligibility early to plan your study path.

The PGWP is an open work permit valid for up to 3 years, depending on your program length. It’s a critical step for transitioning to permanent residency via Express Entry (e.g., Canadian Experience Class).

  • Study at a PGWP-eligible DLI (check IRCC’s DLI list).
  • Complete a program of at least 8 months; PGWP duration matches program length (e.g., 2-year program = 2-year PGWP).
  • Apply within 180 days of completing your program, with a valid study permit.
  • Maintain full-time student status and provide transcripts or a completion letter.

Key Consideration

Online-only programs or programs under 8 months are not PGWP-eligible. Choose your program carefully to ensure future work opportunities.

Preparing for Arrival in Canada

Plan your arrival to ensure a smooth transition to studying in Canada.

Once your study permit is approved, prepare for entry to Canada with the right documents and logistics.

  • Carry your POE Letter of Introduction, LOA, financial proof, and passport at the border.
  • Arrange accommodation (on-campus or off-campus) at least 2 months in advance.
  • Purchase health insurance, as it’s mandatory in most provinces (e.g., BC, Ontario).
  • Download the ArriveCAN app for entry requirements (if applicable in 2025).
  • Budget for initial costs: CAD $2,000–$3,000 for settling in (housing, transport, supplies).

Key Consideration

Incomplete documents at the border can lead to delays or entry refusal. Verify all requirements with Canada Border Services Agency (CBSA).

Frequently Asked Questions About Canadian Study Permits

Answers to 20 common questions to help you navigate the study permit process with confidence.

1. How long does it take to process a Canadian study permit?

Processing times vary by country and application volume. As of 2025, online applications typically take 8–12 weeks. Check the IRCC processing times tool for updates.

2. Can I work while studying in Canada?

Yes, most study permit holders can work up to 20 hours per week off-campus during academic sessions and full-time during breaks (e.g., summer, winter). Confirm work authorization is included on your permit.

3. What is a Guaranteed Investment Certificate (GIC)?

A GIC is a secure investment proving financial support. For SDS, a CAD $20,635 GIC from banks like Scotiabank or ICICI Bank is required, refundable monthly during your stay.

4. What is the Student Direct Stream (SDS)?

The SDS is a fast-track study permit program for residents of certain countries (e.g., India, China, Philippines). It requires a GIC, upfront medical exam, and higher language proficiency (IELTS 6.0 or equivalent per band).

5. Can I bring my family with me?

Yes, your spouse/partner can apply for an open work permit, and dependent children can apply for study permits or visitor visas. Include their applications with yours to streamline processing.

6. What happens if my study permit is refused?

If refused, IRCC provides a refusal letter outlining reasons (e.g., insufficient funds, missing ties to home country). Request your GCMS notes to review the decision, address issues, and reapply or appeal.

7. Do I need health insurance in Canada?

Yes, health insurance is mandatory. Some provinces provide coverage (e.g., Alberta, BC), but private insurance is required in others (e.g., Ontario, Quebec). Check your province’s rules.

8. Can I extend my study permit?

Yes, apply for an extension at least 30 days before expiration via IRCC online. Provide updated LOA, financial proof, and evidence of continued enrollment.

9. What is the cost of a study permit application?

The application fee is CAD $150, biometrics CAD $85, and medical exam CAD $200–$500. SDS applicants need a CAD $20,635 GIC.

10. Do I need an IELTS score for a study permit?

Language proficiency is required for SDS (IELTS 6.0 per band). For regular applications, it’s not mandatory but strengthens your case if the DLI requires it.

11. Can I study online from outside Canada?

Yes, but online-only programs don’t qualify for PGWP. Hybrid programs may qualify if at least 50% is in-person.

12. What is a Designated Learning Institution (DLI)?

A DLI is a school approved by a provincial or territorial government to host international students. Check IRCC’s list for eligibility.

13. How much money do I need to show for financial proof?

Show CAD $20,635 (outside Quebec) for living expenses plus first-year tuition. In Quebec, it’s CAD $11,000–$15,000 depending on program type.

14. Is a medical exam required for a study permit?

Yes, if studying over 6 months or from a designated country. Use an IRCC-approved panel physician; results are valid for 12 months.

15. Can I change schools or programs on a study permit?

Yes, but notify IRCC via your online account. Ensure the new school is a DLI; major changes may require a new permit.

16. What is a Post-Graduation Work Permit (PGWP)?

A PGWP allows full-time work in Canada after graduation, valid for 8 months to 3 years based on program length. It’s key for permanent residency paths.

17. How do I apply for a study permit from inside Canada?

If already in Canada (e.g., on a visitor visa), apply online via IRCC. Provide updated documents and explain the change in status.

18. What documents are required for biometrics?

Bring your passport, Biometrics Instruction Letter, and appointment confirmation to the VAC. No photos needed; they’re taken on-site.

19. Can I travel outside Canada while on a study permit?

Yes, but ensure your permit and visa (if required) are valid for re-entry. Time outside doesn’t count toward PGWP eligibility.

20. How do I renew my study permit?

Apply online 30 days before expiration with updated LOA, financial proof, and enrollment evidence. Processing takes 4–6 weeks.